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Look for how much of the default tax savings you have exhausted under Section 80C

The contribution that you make into your grand daughter's PPF account will not qualify for tax deduction

The Section only allows for deduction of monthly tuition fees paid to school, college or any recognised university

Under Section 80C, a deduction of up to Rs 1.5 lakh for investment made in specified instruments are allowed

The cap of Rs 1.5 lakh leaves too little to choose from Section 80C

Tax on investments, gains or earnings up to Rs.1.5 lakh is exempt under Section 80C

If you align your tax planning needs with financial goals, you can save on taxes and achieve your financial goals

You can claim deduction from total income in respect of contributions to any PPF belonging to self, spouse or child

Both the funds have a good track record and performance history over different market cycles

The difference between PPF and mutual fund is that PPF guarantees returns, something mutual funds do not & cannot

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