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All you need to do is take your vehicle to a service centre authorised to settle a claim

According to the provisions under the Income Tax Act, one can claim deduction of the actual expenditure

No claim bonus is actually earned by the owner or driver of the car and not the car

Your legal nominees or legal heirs will be entitled to claim the sum total of both the policies

The claim would not be payable as the circumstances of the loss clearly fall within the special exceptions

A mediclaim card without a photograph will not pose any problem at the time of filing a claim

Your father can claim expenses in both the hospitals under a single claim

Even if you have two insurance policies to cover the same risk, you cannot get full claim under both the policies

If the no claim bonus is due, generally the new insurer will pass the same benefit to you

If there is a claim during the policy period the sum insured is reduced to the extent of the claim amount

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