Credit card can be an efficient tool to manage your finances if used prudently
Interest rates linked to credit scores are now a reality. You stand to gain if you can boost your credit score.
Although credit cards are convenient to use, there are costs that you cannot ignore
The RBI has relaxed the much needed one time password (OTP) to authenticate all card transactions
Debit card data breach has resulted in the government stepping in to probe the wrong doing.
Co-branded cards provide additional benefits in the form of discounts; they work better than plain vanilla card.
Besides the convenience and flexibility, a credit card helps in building financial discipline.
Customers today seek various payment options that are fast, simple and secure.

You need to have a good credit score, regular repayment history and, show an increase in your income over time.

There is no liability on you once you report the loss of the card.  

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