Just having some sort of insurance will not suffice, one needs to do a proper adding up.
The quantum of life insurance cover that you will need
Here are various hues of life insurance policies

There is no need for a separate child plan, unless you see it as the only disciplined way.

The return on premium term plans find takers because money comes back at the end of tenure  

Study of Life Insurance Plan and related parameters accurately assist us to go for right policy.

Adding life insurance plan for financial help at an early age will be cost less and remains for longer period.

Plans under ULIP are risk savvy but mostly serve with higher return. Traditional plans have low risk but fixed return

Life Insurance plans must be revised regularly though changes took place either in professional life or personal life.

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