Personal Finance News
I live in a co-operative society. Can I obtain loan against my property?
Ordinarily, loan against property can be obtained against any property that you own
Is there any limit to the number of life insurance policies I can buy?
There is no limit to the number of life insurance policies you can buy
How the insurers calculate mortality charges? Do they hike it every year?
Mortality charges do increase every year with the increase in age, but the premium doesn’t get affected
Do the banks give relationship discounts on personal loans to their customers?
Discounts on any processing fee or such charges are possible, especially if you have a salary account with the bank
I work in Bangalore. What is the process if I wish to buy a plot in Hyderabad?
Not all banks or housing financing lending institutions extend plot loans
What are the features of a whole-life plan?
A whole-life plan is a type of insurance plan, which provides risk cover for the entire life of the assured
Should I go for a short-term policy, or a long-term policy if I am 32 years old?
It is always beneficial to take a longer-term life insurance plan
Can an insurance company deny me critical illness rider citing my old age?
Generally, critical illness rider (CII) is provided up to the age of 50 years
I already have two credit cards, should I still apply for a new card?
If you feel the need to apply for a third card, check for features that you do not have on your two existing cards
Can I make the payment now as I missed the last premium of life policy?
It will depend on the time period that has lapsed since you last paid your premium due
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