You should not blindly add debt funds to your investments because you have not invested explicitly in debt funds
You should take life insurance if you have financial liabilities or have financial dependents
Unlike a rider in a life policy, standalone policies can be taken for as much cover that you deem fit
You could look at funds from the Outlook Money Stellar list or the OLM Elite, depending on your comfort
Normally pre-existing diseases are excluded from overseas travel insurance
You can borrow from the same lender to fund your dreams to buy two homes
You have made an early start which will go a long way in achieving your financial goals
Those who do have an asset allocation do not consider re-balancing portfolio & land up exiting in panic situations
An agent represents one insurer whereas a broker represents a client
Generally, health insurance covers treatment in hospitals or day-care centres
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